Yep, I don't need anyone to watch my driving habits for me. My insurance is $23 a month. Don't think anybody will give it to me any cheaper for just putting a tracker in my car lol.I don't see any real upside to this monitoring, looks like big brother all over. I'm not in the least bit interested in having one of these either! I even wonder about adding a dashcam, what if they decide to subpoena that in the case of an accident? If it cast any doubt on the cause, it probably wouldn't go in your favor.