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We have a 95 Kia Sephia my hubby was driving it one day and the fuel light and check engine light came on, he got home and looked under the hood and the Alternator belt was missing. We have replaced it twice and again today the same thing happened any ideas on what we can do to fix it at home. We don't really want to take it to a mechanic because it wouldn't be worth it. Help Please. thanks
 

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It wouldn't be your fuel light coming on...more likely your temp light or battery light. If you lose your alt belt, you are no longer charging the battery or pumping the coolant through the engine, so you will soon overheat.

Reasons why the belt is missing:
1) too tight and broke (not likely)
2) too loose and fell off (again not likely, and would make screeching noises, especially at startup).
3) misaligned and broke...make sure the grooves are lined up correctly.
4) Bearing is gone...most likely the water pump, but perhap the crank pulley or alternator. This is the most likely.

With the engine off, reach in and rock the crank pulley side to side to check for play. Check the alternator pulley and water pump pulley to ensure they spin free and do not have any play side to side. If there is any play, that is the culprit. Usually its a bad water pump.
 
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