Our 2017 Sportage EX is in the shop. It has been cleared for a new engine, covered by the KIA warranty. We pay $550 a month for it. We are both on disability and bought the car used with the certified pre-owned warranty thinking we would have zero car issues for 3-5 years. Well, thats all fine and dandy. The engine will take at minimum 5-6 months before it can be replaced. Meanwhile, we have no car. We have no credit cards or extra cash at the end of the month to rent another vehicle. They said we could get a deal (!) on a rental car for us......starting at $80 a day for an economy car. Warranty covers $35.00 a day, which is on a reimbursement basis. We have to pay up front then hope KIA takes care of us.
My question is, how in the hell are we supposed to do this? We have to continue our payments each month so we don't default the loan. This car has 60,000 miles on it. This should never have happened. I thought KIA's were quality cars. Yes, they are backing it up, but I am left in a lurch here. My wife has a brain tumor, so we drive to KC, Kansas several times a month. Round trip of about 140 miles. I have no options available. Should I tank the damn loan, take a hit on our credit? Go get the car and hope someone runs into me? (it rolls in limp mode) This is just something I am absolutely crazy about thinking of what can I do??
Any suggestions?
My question is, how in the hell are we supposed to do this? We have to continue our payments each month so we don't default the loan. This car has 60,000 miles on it. This should never have happened. I thought KIA's were quality cars. Yes, they are backing it up, but I am left in a lurch here. My wife has a brain tumor, so we drive to KC, Kansas several times a month. Round trip of about 140 miles. I have no options available. Should I tank the damn loan, take a hit on our credit? Go get the car and hope someone runs into me? (it rolls in limp mode) This is just something I am absolutely crazy about thinking of what can I do??
Any suggestions?