If your cam belt had indeed snapped, then the engine would not turn over with out making any unusual noises, or even turn over at all. The engine is not a safe engine, engine damage would be most likely. It is possible to change the belt whilst in situ as Autodata 2008 says nothing about removing the engine, i believe this to be some of Kia's scare tactics to customers to justify the bill at the end. My Autodata says that the belt should be able to be changed in less than 3 hours.
Taking the engine out may cause you more problems in the long run, but it also depends if you have the facilities to do this.
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