Haven't been through the fine print yet (need to get to work), but it's a pre-paid Visa debit ($195.14 for me) that's good through 11/30/2013. NOT GOOD AT ATMs OR GAS PUMPS. I'll go through it more thoroughly once I get to work. It's good for point of sales, and physically handing it to a store cashier for fuel purchases. Didn't see anythng about "refreshing" yet. Here's a link:
for more info. I've got to get going...
Edit: Along with Kia's "Here's your card, we're sorry" letter, comes the typical info that comes with any other credit/debit card...terms and conditions, definitions, use, returns/refunds, blah blah blah. Again, it stipulates in bold that it can't be used at ATMs or gas pumps. Point of sale where a keypad is present, you punch "credit" (not debit, 'cuz there's no PIN) and sign the recepit. No keypad, just hand it to the cashier & sign receipt. It can be used for mail order as well. Again, nothing about refreshing. (Note: back of card says "Non-reloadable". Hm) Activation should be simple...unless you're underground with sh*tty cell reception. Finally got it done, so it's off to that website to find out more.
Went to the website above...you punch in your card's 16-digit #, then the tracking # on back of card...you get your card's history, you can change your contact info, and read a crappy FAQ that says nothing about refreshing this thing. I reckon we'll have to go back to the dealer to go through this every time it runs out. Oh, joy.
The card looks like any other card, with the amount stamped below your name. Pretty metalflake silver with a Kia logo in black. Spiffy.