My 2000 has the same thing going on. It's the fan clutch not releasing so the fan spins faster than normal instead of slipping as it should. My wife says it sounds like an airplane.
There are two ways the clutch can fail. It can slip all the time and not cool the radiator, or it can stop slipping and start humming.
The later, though a little loud, isn't as bad of a situation. It just moves more air and actually keeps things cooler. The problem is in cold wintery weather the blades can break because of the wind force and damage the radiator.
I'm lazy so will probably change mine in October. I'm also curious if they can be fixed but from what I've heard the fan should be changed at the same time. In fact Kia only sells the entire fan+clutch assembly, you can't get just the clutch.
Here is where I will probably get mine. $85.84 including shipping.
http://catalog.drivewire.com/drivewire/bas...ry+Fan+Assembly